Teresa Campbell has over 15 years of experience working in banking and finance both in Australia and in the UK. She advises on a broad range of financing transactions, with particular expertise in consumer and small business credit, asset backed lending, syndicated and bilateral lending, receivables financing and other general banking and financial regulatory matters.

She assists banks, non-bank lenders, fintechs, corporates and others with managing legal and regulatory risks, the preparation of precedent/template financing documentation, the implementation of regulatory change, the development of new financial products/services and general advisory work.

Prior to joining Cornwalls, Teresa practiced in the Melbourne banking and finance team of a leading international law firm. She also spent 3 years working in London at Slaughter and May.

Teresa’s work highlights include:

• Various Australian banks: on wholesale lending documentation rewrites (for Banking Code and unfair contract terms compliance) and the simplification of product terms and conditions;
• Big 4 bank: on the design and implementation of a new digital credit card product including drafting product terms and conditions;
• Non-bank lender: advising on various regulatory and finance issues (including seeking ASIC relief) in connection with the purchase of a regulated credit card book;
• Big 4 bank: advising on whether its systems and processes were compliant with relevant laws, industry codes and with the terms of its contractual agreements with consumers, small business customers and institutional customers;
• Victorian financing authority: with the preparation of pro-forma/template lending documentation in connection with its community infrastructure scheme
• First Reserve, a US headquartered private equity and infrastructure firm in connection with its acquisition of ‘Lewek Emas’, an FPSO;
• STAR Capital Partners Limited, a leading European fund manager: on the entry into a £50m committed financing facility by its subsidiary, with Commerzbank AG, London Branch. The warehouse facility, was backed by a guarantee from the European Investment Fund;
• Syndicate of domestic banks: in connection with the debt financing of the Transurban Consortium’s A$7 billion acquisition of the Queensland Motorways business;
• Syndicate of domestic and international banks: on the A$260 million refinancing of Sydney’s Lane Cove Tunnel toll road;
• GoldlinQ (the operator franchisee) and other consortium members: on the refinancing of Stage 1 and Stage 2 of the Gold Coast Light Rail project and the financing of stage 3 as well as advising on and structuring the licence securitisation arrangements for Stage 3;
• Plenary Group: acting for Plenary as the successful project sponsor for the Queensland Schools Project PPP;
• GEO Consortium: acting for the consortium as the successful project sponsor for the Ravenhall Prison PPP;
• iSelect Limited: on the financing of its takeover of ASX listed Infochoice and subsequent refinancings of iSelect’s acquisition and corporate facilities;
• QIC (on behalf of its managed client): as the preferred bidder on its $400 million acquisition of the Moomba to Adelaide Pipeline;
• Domestic bank: on the restructure of its financing arrangements with Vicinity Centres (formerly known as ‘Federation Centres’ and prior to that ‘Centro Properties Group’); and
• Macquarie Capital: on its cross-border finance lease arrangements with the Teranga Gold Corporation Group in connection with the Sabodala Gold Project.

•  Wattletree Early Childhood Centre, Volunteer Committee Member